Privacy Policy

MyWalletCash ("we," "us," or "our") operates the MyWalletCash web application and mobile application (collectively, the "Service"). This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our Service.

By using MyWalletCash, you agree to the collection and use of information as described in this policy. If you do not agree, please do not use the Service.

1. Information We Collect

1.1 Account Information

When you create an account, we collect:

• Name
• Email address
• Password (stored in encrypted/hashed form)

1.2 Financial Data

To provide our core functionality, we store the financial data you voluntarily enter, including:

• Income records (amounts, dates, notes)
• Expense/payment records (amounts, dates, notes)
• Categories you create or use
• Payment methods you configure
• Your preferred currency

Important: MyWalletCash does not connect to your bank accounts, credit cards, or any financial institution. All financial data is manually entered by you.

1.3 Profile Information

You may optionally provide additional profile information such as a profile picture. This is entirely voluntary.

1.4 Technical Data

We may automatically collect limited technical data necessary for the Service to function:

• IP address (for security and authentication purposes)
• Browser type and version
• Device type

2. How We Use Your Information

We use the information we collect solely to:

• Provide, operate, and maintain the Service
• Authenticate your identity and secure your account
• Display your financial data back to you (income, expenses, reports)
• Send essential account-related emails (verification, password resets)
• Improve and develop the Service

We do not use your financial data for advertising, profiling, or any purpose other than providing the Service to you.

3. Data Storage & Security

Your data is stored on a self-hosted, secured server. We implement industry-standard security measures to protect your personal information, including:

• Passwords are hashed using strong one-way hashing algorithms and are never stored in plain text
• All data in transit is encrypted via HTTPS/TLS
• Authentication tokens are used for API access with automatic expiration
• Regular server security updates and monitoring

While we take reasonable precautions, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

4. Data Sharing & Third Parties

We do not sell, trade, rent, or share your personal or financial data with any third parties. Your data is yours alone.

We may disclose your information only if required to:

• Comply with a legal obligation or valid legal process
• Protect and defend our rights or property
• Prevent fraud or address security issues

5. Third-Party Services

MyWalletCash does not use third-party analytics, advertising, or tracking services. We do not embed any third-party scripts that collect your data.

The only third-party service used is our email provider for sending transactional emails (account verification and password reset). These emails contain only the minimum information necessary for their function.

6. Cookies

MyWalletCash uses only essential cookies required for the Service to function properly, such as session cookies for authentication. We do not use tracking cookies, advertising cookies, or any non-essential cookies.

7. Data Retention

We retain your personal and financial data for as long as your account is active. If you delete your account, all associated data will be permanently removed from our servers within 30 days.

8. Your Rights

You have the right to:

• Access — View all personal data we hold about you through your account settings
• Update — Correct or update your personal information at any time
• Export — Export your financial data from the application
• Delete — Request deletion of your account and all associated data

To exercise any of these rights, you can use the features available in your account settings or contact us at [email protected].

9. Children's Privacy

MyWalletCash is not intended for use by individuals under the age of 16. We do not knowingly collect personal information from children. If we discover that a child under 16 has provided us with personal data, we will delete it promptly.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this page periodically. Continued use of the Service after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or how your data is handled, please contact us at: